National Flood Insurance Program (NFIP)

The National Flood Insurance Program identifies flood-prone areas in the country, makes flood insurance available to property owners in participating communities and encourages efforts to mitigate flood hazards. While participation is voluntary for the local government, once a community decides to participate, flood insurance becomes mandatory for any properties – and therefore, landowners – in the 100-year flood plain (also known as Special Flood Hazard Areas) secured by federal loans or by mortgage loans made by federally regulated lenders.

NFIP Biggert-Waters Implementation Updates (go to item)
Understand the recent changes to the NFIP including dates for upcoming rate increases.
NAHB Policies and Materials (go to item)
NAHB’s policies are specifically designed to keep flood insurance cost-effective and affordable.

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Flood Mapping Issues (go to item)
Learn about recent new and proposed map changes, levee accreditation approaches, and other related topics relevant to the NFIP.